Has anyone heard of Second Chance lending group?

Any one heard of or used Second Chance lending group? I am in desperate need of a short term loan because of identity theft and someone stealing money from our bank account so my credit looks bad eventhough it is not my fault. I applied with this company but they want me to pay a down payment on the loan. I have never heard of this so I didn’t know if it was a scam or not. I can’t afford to be scammed anymore right now. Please if anyone has any experience let me know. Thanks!

Debt Consolidation How to Protect Your Credit Accounts from Theft

Last week, a security exploit at CardSystems Solutions, Inc, a credit card processor, may have allowed thieves to obtain as many as 40 million credit card numbers from unsuspecting victims. The theft was brought about though a virus introduced into the CardSystems that allowed external hackers to obtain access to the account information. Adding to the problem was the fact that CardSystems wasnt supposed to have the account information at all. It appears that CardSystems inappropriately held onto the information after clearing the credit card transactions. At that point, the account information should have been deleted. CardSystems held onto the account information for supposed research purposes. Fortunately for those involved, the compromised information only included account numbers and not Social Security numbers, which would have assisted the thieves in identity theft scams. This latest security breach at a credit card processor outlines how anyone can be vulnerable to account or even identity theft. Is there anything that can be done about it? Read more