Does it hurt your credit to get a consolidation loan with a lower interest rate to pay off your debt?

what are student loan consolidation , student loan foregiveness , private student loan consolidation ?

Can anyone tell me about this terms?

Are there better ways of settling debts other than getting a consolidation loan?

Just wondering because I don’t want a second mortgage.

Is there somewhere a widow with old debts can get a consolidation, unsecured loan from?

I am working full-time but live from pay check to paycheck because of pay-day loans, and other old debts,that I have been trying to pay off for years, I have horrible credit and its getting worse because I can’t pay off the old stuff to keep up with the current. I have a new man in my life and want to be able to start fresh without mine and my deceased husbands debts interfering. I don’t want information on free grants, I need a legitimate loan that I can personally take care of. I do not want him to feel responsible, and if something should happen to me, I don’t want my children to be responsible either, life has been hard enough on them. I own nothing, and I pay the utilties at my boyfriends house in lieu of paying rent, I drive a ten year old car that still isn’t paid off. I want to borrow, pay everything from past off and make one payment to one place, so I can get caught up. This is important to me. I’m not looking for hand outs.

Where is a good place to get a consolidation loan?

I need to get a consolidation loan . I get social security. Im in debt to four loan company’s.The amount I owe is 00.00. I always make my payments on time. My credit score is around 605 because my debt to income ratio. I would like to get my interest down and only have one loan payment.

I make good money ($150k+) and have OK credit, but can’t get a consolidation loan for $50k. Any suggestions?

I have a solid job (0k+ annually), good home equity (0k+), but a lot of debt and falling credit scores. If I could consolidate k in debt with a reasonable loan I should be good. Any ideas?

Consolidation loan for student loans?

I have bad/fair credit. I’m sorta on the boarderline score wise. Where can I get a consolidation loan so I only have to make one monthly payment instead of 3? I owe Sallie Mae, Wachovia, and a balance with my school. Will a consolidation loan take in the balance I owe the school?

I want to refinance my home for a debt consolidation new loan. Which are my best options ?

I have about 40 % positive home equity , no late payments , but I only have been owning the house for a couple months. My house is in California and I have a fair to good credit with too many inquiries in the last 6 months.

I have $7K in credit card debt how do i get a consolidation loan ??

About K in credit card debt. my credit score is very poor around 450. I cannot get approved for a consolidation loan, i dont own a home to take out a 2nd, im living pay check to pay check. I really wanna consolidate with loan. please help, how do i get the loan to consolidate if my credit is so horrible i cant get approved?? Anyone know of any places?? i dont qualify for cash call cause you have to be 21 and im only 20…someone?? anyone??

How do I get a consolidation loan when my credit is already maxed and noone wants to lend me more money to get?

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