Which type of lending institution is better for a home mortgage; a mortgage company or traditional bank?

2 Comments

I’m not a first time home buyer. What are the pros and cons of using bank financing versus mortgage company financing to find the most competitive interest rates? This is for a home purchase, not refinance and my credit is excellant.

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Bailout, Mortgage Fraud- BB&T Bank, Predatory Lending, Subprime

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Which type of lending institution is better for a home mortgage; a mortgage company or traditional bank?

5 Comments

I'm not a first time home buyer. What are the pros and cons of using bank financing versus mortgage company financing to find the most competitive interest rates? This is for a home purchase, not refinance and my credit is excellant.