Loan consolidation?
I have a lot of loans and credit card debt that I have to pay separately each month. The payments range from a month to a month.
I have the following loans/credit card debt:
- Student Loan A = 00, payment each month
- Student Loan B = 00, {content} payment each month
- Car Loan = 00, payment each month
- Credit Card A = 00, payment each month (max. = 00)
- Credit Card B = 0, payment each month (max. = 0)
* It totals about 000 in total debt I need to pay off.
I want to get a loan for about 000 somewhere and pay all my loans off immediately and just pay the one payment a month. I’d try to pay this loan off in 6 months, hoping the new job I’m getting pays well enough. I’d also cancel one of the credit cards once they are paid off.
Will this hurt my credit, or will it eventually make it better if I make all my payments on time? Also, is this possible?
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