What incentive do lending institutions have to lend?
If the government is giving funds to these institutions, why would the lenders even bother to do business? Why would they take any risk when they're already reaping the rewards by not taking any risk?
Kauai, Maybe you're missing my point. Normally lenders make a profit by borrowing low and lending high. But, when they can borrow at 0% and still receive bailout money in the billions, why would they lend at all? They're making a profit, and not risking anything, by not lending.
Lending on Kiva is simple
Whats a good company to use for private education loan consolidation?
My fiance has several private education loans and we are interested in consolidating them to help lower the payment and fix the interest rate. Does anyone know of any companies still consolidating private education loans?
How much of a downward movement is necessary in the stock market to correct the excesses of subprime lending?
Has the government cancelled student loan consolidation discounts? When is it effective?
I read that legislation was passed and if you consolidate or are funded after 10/1/07 you will not receive discounts. I wanted to use most of my grace period before I started consolidating but I do not want to wait if I will miss discounts.
Why does Barack Obama complain about bankers not lending, while wrestling Chrysler creditots to accept 32?
to accept 32 cent on a dollar at the same time?
He himself told us many times : bankers are greedy, above all the bankers love their money. Then why does he expect that bankers will voluntarily surrender their beloved money, once they got the proof that Obama administration will rob all secure creditors, as well as insecure creditors?
Payday Lending- A 400% Interest Debt Trap
Should we all call our banks, especially those not lending?
My friend has his checking account at Wachovia/Welles Fargo, one of the banks that took taxpayer bailout money. Should he call them and ask them what they're doing about lending that money to mainstreet, and tell them if they're not making loans to credit worthy people, he'll move his money to banks that are lending?
Is a consolidation loan secured by one’s house?
Is a consolidation loan in the range of 0,000 — 0,000 secured by a person's home?
Also why are the rates of home equity loans more than home equity lines of credit even though they pretty much the same thing?
Thank You
What are the main lending criteria for a secured loan?
Can you obtain a secured loan having only owned my new propert for 6 weeks.
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